How Much Does Telehealth Cost in 2025? Complete Pricing Guide
How Much Does Telehealth Cost in 2025? Complete Pricing Guide
Wondering how much a telehealth visit costs? Prices vary widely depending on whether you have insurance, which service you use, and what type of care you need. Here's everything you need to know about telehealth costs in 2025.
Quick Answer
With Insurance: $0-$50 (your standard copay) Without Insurance: $49-$200 per visit Average Savings vs Urgent Care: 60-80%
Telehealth Cost by Provider (2025)
| Provider | With Insurance | Without Insurance | Specialty Care | |----------|---------------|-------------------|----------------| | Teladoc | $0-$50 copay | $75 | $95-$125 | | MDLive | $0-$50 copay | $49 | $99 | | PlushCare | $0-$50 copay | $99 | $149 | | Sesame Care | N/A | $29-$79 | $79-$150 | | GoodRX Care | N/A | $49 | N/A | | Doctor On Demand | $0-$50 copay | $79 | $129 |
Cost Breakdown by Visit Type
Urgent Care Visit
- Teladoc: $75
- MDLive: $49
- PlushCare: $99
- Traditional Urgent Care: $150-$300
Savings: $75-$250 per visit
Primary Care Visit
- Teladoc: $75
- PlushCare: $99
- Sesame Care: $59-$99
- Traditional Doctor: $150-$250
Savings: $75-$175 per visit
Mental Health (Therapy)
- Teladoc: $99-$125
- MDLive: $99-$129
- BetterHelp: $260-$360/month
- Traditional Therapy: $100-$200 per session
Mental Health (Psychiatry)
- Teladoc: $125-$175
- MDLive: $129-$179
- Traditional Psychiatrist: $200-$400
Savings: $75-$225 per visit
With Insurance: What You'll Pay
Most major insurance plans now cover telehealth at the same rate as in-person visits.
Typical Copays
- Primary Care: $10-$30
- Specialist: $30-$50
- Urgent Care: $25-$50
- Mental Health: $20-$40
Insurance Plans That Cover Telehealth
- Blue Cross Blue Shield ✅
- Aetna ✅
- Cigna ✅
- UnitedHealthcare ✅
- Humana ✅
- Medicare Advantage ✅
- Medicaid ✅ (varies by state)
How to Check Your Coverage
- Call your insurance company
- Ask: "Do you cover telehealth visits?"
- Ask: "What's my copay for virtual visits?"
- Confirm which telehealth providers are in-network
Without Insurance: Best Options
Budget-Friendly Options ($29-$49)
-
Sesame Care - $29-$79 per visit
- No subscription needed
- Transparent pricing
- Book directly with providers
-
GoodRX Care - $49 per visit
- Includes prescription discounts
- Simple, straightforward
- Good for common issues
-
MDLive - $49 per visit
- Fast appointments
- 24/7 availability
- Urgent care focus
Mid-Range Options ($75-$99)
-
Teladoc - $75 per visit
- Comprehensive services
- Largest provider network
- Good for ongoing care
-
Doctor On Demand - $79 per visit
- Quality providers
- Good user experience
- Mental health services
-
PlushCare - $99 per visit
- Same-day appointments
- Primary care focus
- High-quality providers
Hidden Costs to Watch For
Prescription Costs
Telehealth visits DON'T include prescription costs.
How to save:
- Use GoodRX for discounts (50-80% off)
- Ask for generic medications
- Use mail-order pharmacies
- Check if GoodRX Care is cheaper (includes Rx discounts)
Lab Tests
If you need lab work, you'll pay separately:
- Blood tests: $50-$200
- Urinalysis: $30-$100
- X-rays: $100-$1,000
Follow-Up Visits
Some conditions require follow-ups:
- Each visit is charged separately
- Consider subscription plans if you need ongoing care
Membership Fees
Some services charge monthly fees:
- Teladoc: No membership (pay per visit)
- MDLive: No membership
- PlushCare: No membership
- One Medical: $199/year membership
How to Save Money on Telehealth
1. Use Your Insurance
If you have insurance, use it! Copays are usually $10-$50 vs $49-$99 without.
2. Choose Budget Providers
For simple issues, use cheaper options:
- Sesame Care ($29-$79)
- GoodRX Care ($49)
- MDLive ($49)
3. Use GoodRX for Prescriptions
Save 50-80% on medications:
- Download GoodRX app
- Compare prices at nearby pharmacies
- Show coupon at pharmacy
4. Avoid Emergency Rooms
Telehealth can handle 70% of ER visits at 1/10th the cost:
- ER visit: $500-$3,000
- Telehealth: $49-$99
- Savings: $450-$2,900
5. Bundle Services
Some employers offer free telehealth:
- Check your benefits
- Ask HR about telehealth coverage
- Many companies include it free
Cost Comparison: Telehealth vs Traditional Care
Urgent Care
- Telehealth: $49-$99
- Urgent Care Center: $150-$300
- Savings: $75-$250 (60-80%)
Primary Care
- Telehealth: $49-$99
- Doctor's Office: $150-$250
- Savings: $75-$175 (50-70%)
Emergency Room
- Telehealth: $49-$99
- ER Visit: $500-$3,000
- Savings: $450-$2,900 (90-95%)
Mental Health
- Telehealth Therapy: $99-$129
- In-Person Therapy: $100-$200
- Savings: $0-$100 (0-50%)
Is Telehealth Worth the Cost?
When Telehealth is Worth It ✅
- Minor illnesses (cold, flu, UTI)
- Prescription refills
- Mental health care
- Follow-up appointments
- Chronic condition management
- Dermatology issues
When to See a Doctor In-Person ⚠️
- Severe chest pain
- Difficulty breathing
- Serious injuries
- Physical exams needed
- Diagnostic tests required
Real Cost Examples
Example 1: UTI Treatment
Traditional:
- Urgent care visit: $200
- Prescription: $30
- Total: $230
Telehealth:
- MDLive visit: $49
- Prescription with GoodRX: $10
- Total: $59
- Savings: $171 (74%)
Example 2: Mental Health (Monthly)
Traditional:
- 4 therapy sessions: $600
- Psychiatrist visit: $300
- Total: $900/month
Telehealth:
- 4 therapy sessions: $400
- Psychiatrist visit: $150
- Total: $550/month
- Savings: $350/month (39%)
Example 3: Primary Care (Annual)
Traditional:
- 3 doctor visits: $600
- 2 follow-ups: $400
- Total: $1,000/year
Telehealth:
- 3 doctor visits: $225
- 2 follow-ups: $150
- Total: $375/year
- Savings: $625/year (63%)
Bottom Line
Average American Saves: $500-$2,000/year using telehealth
Best Value:
- With insurance: Use any major provider (Teladoc, MDLive, PlushCare)
- Without insurance: Sesame Care ($29-$79) or MDLive ($49)
- For prescriptions: GoodRX Care ($49 + Rx discounts)
Get Started
Compare prices and find the best telehealth service for your budget:
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Last updated: October 2025