PlushCare Review 2025: Is It Worth $99 Per Visit?

PlushCare is one of the more expensive telehealth services at $99 per visit. But is the higher cost worth it? Here's our honest review.

Quick Verdict

Rating: 4.6/5 ⭐⭐⭐⭐⭐

Best For: People who want high-quality primary care and are willing to pay a premium

Not Best For: Budget-conscious patients or those needing urgent care only

Pricing

Without Insurance

• Primary care visit: $99
• Urgent care visit: $99
• Mental health: $149
• Follow-up visits: $99

With Insurance

• Copay: $0-$50 (depends on plan)
• Most major insurance accepted

Compared to competitors:

• MDLive: $49
• Teladoc: $75
• PlushCare: $99

PlushCare is 30-100% more expensive

What You Get for the Higher Price

1. Top-Rated Providers

• Average provider rating: 4.8/5
• Board-certified physicians
• Many with 10+ years experience
• Carefully vetted

2. Same-Day Appointments

• Usually within 1-2 hours
• Sometimes within 30 minutes
• Easy scheduling

3. Primary Care Focus

• Ongoing relationship with provider
• Comprehensive care
• Preventive medicine
• Chronic condition management

4. High-Quality Experience

• Professional video quality
• Detailed consultations
• Thorough follow-up
• Excellent customer service

Pros

✅ Excellent Provider Quality

The doctors are noticeably more experienced and thorough than budget services.

✅ Same-Day Appointments

Usually get seen within 1-2 hours, sometimes faster.

✅ Primary Care Focused

Good for ongoing care, not just urgent issues.

✅ Insurance Accepted

If you have insurance, copay is usually $0-$50 (same as others).

✅ Prescription Management

Easy refills and medication management.

✅ High Patient Satisfaction

4.6/5 average rating from patients.

✅ Comprehensive Care

Treats wide range of conditions.

Cons

❌ Expensive Without Insurance

$99 is steep compared to $49-$75 competitors.

❌ No 24/7 Availability

Limited evening/overnight hours.

❌ Not Best for Simple Urgent Care

Overkill if you just need quick UTI treatment.

❌ No Mental Health Psychiatry

Therapy only, no medication management.

Services Offered

Primary Care ✅

• Annual physicals
• Chronic condition management
• Preventive care
• Health screenings
• Ongoing care

Urgent Care ✅

• Cold and flu
• UTIs
• Sinus infections
• Allergies
• Minor injuries

Mental Health ⚠️

• Therapy available
• No psychiatry
• No medication management

Prescriptions ✅

• Most medications
• Refills easy
• Sent to your pharmacy

Lab Tests ✅

• Orders lab work
• Reviews results
• Follows up

Who Should Use PlushCare?

Perfect For:

• ✅ People with insurance (copay makes it affordable)
• ✅ Those wanting ongoing primary care
• ✅ Patients who value provider quality
• ✅ People with chronic conditions
• ✅ Those willing to pay for quality

Not Ideal For:

• ❌ Budget-conscious without insurance
• ❌ Simple urgent care needs only
• ❌ Those needing 24/7 availability
• ❌ Patients needing psychiatry

PlushCare vs Competitors

PlushCare vs MDLive

PlushCare Wins:

• Better provider quality
• Primary care focus
• Higher satisfaction

MDLive Wins:

• Lower cost ($49 vs $99)
• 24/7 availability
• Faster for urgent care

Verdict: PlushCare for primary care, MDLive for urgent care

PlushCare vs Teladoc

PlushCare Wins:

• Better provider quality
• Same-day appointments
• Primary care focus

Teladoc Wins:

• Lower cost ($75 vs $99)
• More services (dermatology, etc.)
• Larger provider network

Verdict: PlushCare for quality, Teladoc for variety

PlushCare vs Sesame Care

PlushCare Wins:

• Insurance accepted
• Easier booking
• More consistent quality

Sesame Care Wins:

• Much lower cost ($59-$79 vs $99)
• Transparent pricing
• Direct provider booking

Verdict: PlushCare with insurance, Sesame without

Real User Experiences

Positive Reviews (85%)

• "Worth every penny - doctor spent 30 minutes with me"
• "Best telehealth experience I've had"
• "Finally found a good primary care doctor"
• "Same-day appointment saved me"

Negative Reviews (15%)

• "Too expensive without insurance"
• "Couldn't get evening appointment"
• "Overkill for simple UTI"

Is It Worth $99?

YES, if you:

• Have insurance (copay is $0-$50)
• Want ongoing primary care
• Value provider quality
• Have chronic conditions
• Can afford the premium

NO, if you:

• Don't have insurance
• Only need simple urgent care
• Are on tight budget
• Need 24/7 availability

Money-Saving Tips

1. Use Insurance

Copay is usually $0-$50, making it comparable to competitors.

2. Use for Primary Care

Get the most value by using for ongoing care, not one-off urgent issues.

3. Bundle Visits

Some conditions need follow-ups - factor this into cost.

4. Use GoodRX for Prescriptions

Save 50-80% on medications.

Bottom Line

PlushCare is worth it IF:

• You have insurance
• You want high-quality primary care
• You value provider experience
• You can afford the premium

Not worth it IF:

• You're paying out of pocket
• You only need simple urgent care
• You're on a tight budget

Our Recommendation:

• With insurance: Excellent choice ⭐⭐⭐⭐⭐
• Without insurance: Consider cheaper options ⭐⭐⭐

Alternatives to Consider

If PlushCare is too expensive:

• Sesame Care: $59-$79 (similar quality, lower cost)
• Teladoc: $75 (good middle ground)
• MDLive: $49 (budget option)

If you want even better quality:

• One Medical: $199/year + copays (in-person + virtual)

Compare All Services →

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Last updated: October 2025